هو أحد أشهر البنوك الالكترونية...
يتبع مجموعة ebay للمزايدات و المناقصات...
تتعامل مع البنك Paypal مجموعة كبيرة للغاية من المواقع التي تتطلب اشتراكات مدفوعة، بما في ذلك شركة جوجل نفسها...
و تعتبر هذه ضمانة جيدة على أنه بنك موثوق..
يكون تسجيل حساب في بنك paypal مجاني تماماً، إلا إنه يستلزم أن يكون لديك بطاقة ائتمانية Visa card أو ما يشابهها، للتعامل معه و إيداع و استلام النقود منه...
إذاً فالبنك من البنوك المأمونة بالنسبة للتعامل الالكتروني، و عليه يمكننا تناول ميزاته و عيوبه:-
1- التسجيل فيه سهل للغاية، فهو لا يتعدى كونه مجرد حساب ببريدك الالكتروني في البنك..
2- بساطة و سهولة التعاملات في البيع و الشراء.. فأنت عند الشراء مثلاً لا يتطلب منك الأمر سوى أن تقوم بإدخال بريدك الالكتروني المسجل به و كلمة السر لإتمام الشراء.
3- يقوم البنك بالالتزام بمسئولية إتمام البيع بشكل كامل، فإن لم يتم يقوم بعمل تحقيق مع البائع إن كان نصاباً، و يلتزم بإعادة المبلغ كاملاً.
4- يتعامل مع مجموعة ضخمة من المواقع و الشركات على الإنترنت..
5- يقبل أي نوع من البطاقات الائتمانية حتى المسبقة الدفع.
6- لا يشترط أن يكون هناك حد أدنى لشحن البطاقة الائتمانية، لكنه قد يقوم بحجز مبلغ 1.99 دولار فقط على سبيل التأكد من صحة بيانات البطاقة و أنك صاحبها في حال البطاقات المسروقة.
العيوب:
1- لابد من وجود البطاقات الائتمانية للتعامل مع بنك باي بال، فإذا لم تكن تمتلك بطاقة ائتمانية فلن تتم معاملات البيع أو الشراء و لن يمكنك استلام الأموال المحولة على حسابك عليه.
2- يتعامل البنك مع مجموعة غير كبيرة من الدول، و لا يتعامل مع عدد كبير من الدول العربية و هذه هي الدول التي يتعامل معها فقط.
3- هناك بعض المشاكل التي قد تنتج لك إذا كنت أنت البائع و ادعى المشتري إنك لم تبع له شيئاً، فالبنك يكون إلى حد كبير إلى جوار المشتري.
4- هناك بعض الشكاوى من بطء خدمة العملاء الخاصة بالبنك.
PayPal acts like a digital wallet where you
can securely store all your payment options, such as your bank account
and credit card. When you want to make a payment, you don't have to pull
out your credit card or type your billing info every time.
Simply click on the PayPal checkout button, log in to your PayPal account, and select your preferred payment method. We'll complete the payment process—without sharing your info with merchants and sellers.
Simply click on the PayPal checkout button, log in to your PayPal account, and select your preferred payment method. We'll complete the payment process—without sharing your info with merchants and sellers.
How Do I Pay with PayPal?
Here's how to shop online using PayPal:
First, shop at eBay, or any other online retailer that accepts PayPal.
When you're ready to check out, choose the PayPal button.
Log in entering your email address and password and we'll process the payment without sharing any of your financial details.
First, shop at eBay, or any other online retailer that accepts PayPal.
When you're ready to check out, choose the PayPal button.
Log in entering your email address and password and we'll process the payment without sharing any of your financial details.
Where Can I Use PayPal?
You
can use PayPal at thousands of your favorite online stores—just look
for PayPal when you check out. You can find great deals from selected
merchants anytime at our PayPal Shopping site. And you can also use PayPal to pay for items on eBay.
WalmartBuy.com
Use PayPal at stores like Zappos.com, American Eagle Outfitters, Cooking.com, Delta Air Lines, TigerDirect.com, AllPosters.com, Dell, eBags, and more. Visit Our Store Directory
WalmartBuy.com
Use PayPal at stores like Zappos.com, American Eagle Outfitters, Cooking.com, Delta Air Lines, TigerDirect.com, AllPosters.com, Dell, eBags, and more. Visit Our Store Directory
How Does PayPal Help Protect Me When I Shop Online?
When
you pay with PayPal, your financial information isn't shared with
retailers. It is securely protected to minimize fraud and help safeguard
your identity. We also protect you if there's a problem with your
purchase. Coverage includes:
$0 Liability for Unauthorized Purchases: for example, if someone uses your PayPal account without your permission. See Eligibility
Refunds for incorrect orders or items that never arrive; you ordered a blue shirt and they send it in pink.
A convenient process for resolving problems
It's free to sign up for a PayPal account. PayPal does not charge any fees when you pay for goods and services within the US using your account. There are fees in other cases, such as:
Paying for goods and services outside the US
Receiving payments for goods and services
Receiving money from friends and family made using a debit or credit card
Receiving payments from other countries
Sending money with a credit card to friends and family
$0 Liability for Unauthorized Purchases: for example, if someone uses your PayPal account without your permission. See Eligibility
Refunds for incorrect orders or items that never arrive; you ordered a blue shirt and they send it in pink.
A convenient process for resolving problems
It's free to sign up for a PayPal account. PayPal does not charge any fees when you pay for goods and services within the US using your account. There are fees in other cases, such as:
Paying for goods and services outside the US
Receiving payments for goods and services
Receiving money from friends and family made using a debit or credit card
Receiving payments from other countries
Sending money with a credit card to friends and family
Can I Pay with PayPal and Still Collect Credit Card Reward Points?
Absolutely.
Just link your credit card to your PayPal account when you sign up or
add it later. Then simply select your credit card as your method of
payment when you check out using PayPal and you'll rack up the rewards!
How Can I Pay for My Purchases Using PayPal?
Bank Account: The money comes directly out of a bank account that you link to your PayPal account.
Debit or Credit Card: Choose to pay with your credit card and keep collecting your credit card reward points.
PayPal Balance: Turn your PayPal account into an easy-to-monitor spending account by adding money to your PayPal balance. You can increase your PayPal balance by transferring funds from your bank account, adding money via MoneyPak, or receiving money from friends and family. If you have enough money in your PayPal balance to cover the payment, then PayPal will use this money first for your payment.
Cash* via MoneyPak™: Add funds to your PayPal balance without having a bank account or credit card. Then use this money to shop and send money using PayPal.
PayPal Credit: PayPal offers two types of credit options:
PayPal Extras MasterCard®: Use your PayPal Extras MasterCard to get 2x points for all your PayPal and eBay purchases. You can redeem points for gift cards, merchandise, travel deals, or cash back as a credit into your PayPal balance.
Bill Me Later®, a PayPal service: Use Bill Me Later financing to get up to six months to pay. It takes just seconds to use when you check out with PayPal. Bill Me Later's flexible financing empowers you to buy what you need, when you need it.
*Use cash to buy a MoneyPak card to fund your PayPal account. Available in the US only. Usage of this service is subject to identity verification and other controls. This service is being provided by a registered Money Services Business.
Debit or Credit Card: Choose to pay with your credit card and keep collecting your credit card reward points.
PayPal Balance: Turn your PayPal account into an easy-to-monitor spending account by adding money to your PayPal balance. You can increase your PayPal balance by transferring funds from your bank account, adding money via MoneyPak, or receiving money from friends and family. If you have enough money in your PayPal balance to cover the payment, then PayPal will use this money first for your payment.
Cash* via MoneyPak™: Add funds to your PayPal balance without having a bank account or credit card. Then use this money to shop and send money using PayPal.
PayPal Credit: PayPal offers two types of credit options:
PayPal Extras MasterCard®: Use your PayPal Extras MasterCard to get 2x points for all your PayPal and eBay purchases. You can redeem points for gift cards, merchandise, travel deals, or cash back as a credit into your PayPal balance.
Bill Me Later®, a PayPal service: Use Bill Me Later financing to get up to six months to pay. It takes just seconds to use when you check out with PayPal. Bill Me Later's flexible financing empowers you to buy what you need, when you need it.
*Use cash to buy a MoneyPak card to fund your PayPal account. Available in the US only. Usage of this service is subject to identity verification and other controls. This service is being provided by a registered Money Services Business.
How Does PayPal Protect My Financial Information?
When
you sign up for PayPal, we ask you to link your bank account, debit
card, or credit card so that your payments can be funded. This
information is never shared with retailers. In fact, it's securely
protected by data encryption technology, reducing the risk of online
fraud and identity theft.
How Does PayPal Stop Hackers?
Your
PayPal account is protected by the latest anti-fraud technology and a
dedicated team of specialists working round-the-clock against the bad
guys. We constantly monitor PayPal transactions for suspicious activity
and alert our customers as soon as a problem is detected. We also share
safety tips and fraud-fighting tools like our Safe Password Checker.
How Does PayPal Protect My Purchases?
When
you pay using PayPal, our Purchase Protection coverage is included at
no extra cost. We offer buyers $0 Liability for Unauthorized Purchases (See Eligibility), refunds for incorrect orders or items that never arrive, and a convenient process for resolving problems.
How Does PayPal Protect Me When I Sell?
Millions
of people use PayPal to accept payments for items they sell on eBay and
their websites. If you are a US PayPal account holder and your
transaction is deemed eligible, PayPal will cover you in the event of an
unauthorized purchase, an "item not received" claim, or a reversal. See Eligibility.
Our Seller Protection program also helps cover you for eligible sales when you follow the common sense tips and requirements. It's usually as easy as shipping to the right address and saving a few shipping documents to take advantage of this built-in benefit.Learn More about Seller Protection
Our Seller Protection program also helps cover you for eligible sales when you follow the common sense tips and requirements. It's usually as easy as shipping to the right address and saving a few shipping documents to take advantage of this built-in benefit.Learn More about Seller Protection
Which Account Type Is Right for Me?
PayPal
account types are designed to provide you with the right amount of
functionality for your needs. There is no cost to set up an account—no
matter which type you choose. You can upgrade your account at any time.
Account type comparison chart
Account type comparison chart
How Much Does It Cost to Pay with PayPal?
It's
free to sign up for a PayPal account. PayPal does not charge any fees
when you pay for goods and services within the US using your account.
There are fees in other cases, such as:
Paying for goods and services outside the US
Receiving payments for goods and services
Receiving money from friends and family made using a debit or credit card
Receiving payments from other countries
Sending money with a credit card to friends and family
Paying for goods and services outside the US
Receiving payments for goods and services
Receiving money from friends and family made using a debit or credit card
Receiving payments from other countries
Sending money with a credit card to friends and family
What Happens Once I Sign Up?
You'll
receive an email asking you to activate your account. We do this to
make sure you are who you say you are by asking you to verify your email
address. It only takes a moment to click on the button in the
activation email and enter the password you just created.
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